First Home Owners Grant (FHOG)
Check your eligibility for the First Home Owner Grant (FHOG) if you’re a first home buyer purchasing or building a residential property to live in.
What is the First Home Owner Grant (FHOG)?
The First Home Owner Grant (FHOG) is a one-off payment introduced in 2000 to help offset the impact of the Goods and Services Tax (GST) on purchasing or building a home.
It’s available to eligible first home buyers who are buying or building a residential property that they will live in as their principal place of residence
How does it work?
The First Home Owner Grant (FHOG) is a national scheme funded by the Australian Government and administered by each state and territory under their own legislation.
It is not means tested, meaning your income does not affect your eligibility.
Grant amounts, eligibility requirements, and payment processes vary between states and territories, so it’s important to confirm the details relevant to your location when applying for a home loan.
In most cases, the grant is paid directly to your lender at settlement and applied to your home loan. If you’re building a new home, the payment is typically made when your first loan drawdown occurs.
Some states and territories may also offer additional incentives or concessions for first home buyers, particularly in regional areas.
Check the First Home Owner Grant (FHOG) in Your State
Grant amounts, eligibility requirements, and application details for the FHOG vary across each state and territory. It’s important to review the rules that apply to your location or speak with your Home Lending Specialist to understand what support may be available to you.
First home owner grant Victoria (VIC)
First home owner grant New South Wales (NSW)
First home owner grant Australian Capital Territory (ACT)
First home owner grant Queensland (QLD)
First home owner grant South Australia (SA)
First home owner grant Western Australia (WA)